Identity Theft and the risks
Having ones identity stolen can be an extremely devastating experience on many levels. This is one of the most personal assaults that one can experience. This article will help make the average person more aware of how not to become a victim as well as want can be done if you have already become a victim. Identity theft is an easy task to accomplish especially in the fast times that we live in. Personal information is so much more assessable now and everyone should take all precautions necessary.
The most common way for people to steal ones identity is through ones mail or trash. Believe it or not these people have no problem digging through someone’s trash to collect personal information. If the see an option to go through someone’s mail they will have no hesitation of doing so. It is wise to invest in a paper shredder. Shredding one’s personal information before throwing it away will be a great precaution to take. When it comes to one’s mail do whatever possible to not let it linger in the box for too long. Another option is to invest in a personal lock of some sort in order to secure it.
It is very responsible to keep an eye on all of your accounts. Check banking statements for any unusual activity such as cash advances, or withdrawals and credit usage. Make sure you keep track of credit card statements as well the only thing someone needs to abuse your credit card is the number they do not actually needs the physical card. Another smart idea is to check periodically with your credit report to make sure all debt are your and question anything that does not look familiar.
Other ways that perpetrators find to steal ones identity is through the internet. It can be a very basic click of a button or something more complicated. Make sure that you are entering into a secured site. Secured sites usually have security stamps on them. Be extra careful when given out personal information. Make sure that you have passwords that are secure on all computers, phones and accounts. Be wary of people that you do not know for example when paying with a credit card does not walk away. The same goes when the employee has your credit card make sure you are always watching. This does not mean that you are paranoid just cautious and chances are if you become a victim you would go back and change the situation if given the chance.
If you have been a victim of identity theft make sure that you waste no time in rectifying the situation. If your purse or wallet has been stolen first call the authorities then take other precautions. Call all credit card companies and cancel the cards. Call your banking institution and alert them of the situation as well. Change all passwords and make sure that all checks and cards are destroyed. The most important part of protecting your identity is to understand that you are not overreacting. You can never overreact when it comes to securing your identity.
Identity theft FAQ